A. E. Mazika Insurance Services

Products And Services

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  Auto Insurance

  Auto insurance provides financial protection against physical damage and/or bodily injury resulting from traffic collisions and against liability that could also arise therefrom. Auto insurance may also offers financial protection against theft of the vehicle and damage to the vehicle, sustained from things other than traffic collisions.

  Link: Auto Insurance

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  Renters Insurance

  Renters' insurance is an insurance policy which provides most of the benefits of homeowners' insurance. This includes liability insurance. The tenant's personal property is also covered against named perils such as fire, theft and vandalism. Renters' insurance does not include coverage for the dwelling, or structure, with the exception of small alterations that a tenant makes to the structure. The owner of the building is responsible for insuring it, but bears no responsibility for the tenant's belongings.

  Link: Renters Insurance

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  Homeowners Insurance

  Home insurance, also commonly called hazard insurance or homeowner's insurance (and often abbreviated in the US real estate industry as HO3), is a type of property insurance that covers a private residence. It is an insurance policy that combines various personal insurance protections, which can include losses occurring to one's home, its contents, loss of use (additional living expenses), or loss of other personal possessions of the homeowner, as well as liability insurance for accidents that may happen at the home or at the hands of the homeowner within the policy territory.

  Link: Homeowners Insurance

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  Condo Insurance

  Condo Insurance is designed for individuals who live in a unit structure owned and insured by a condo association, townhouse association cooperative, homeowner's association, planned community or other similar type of organization. The insurance the association provides only covers the outside dwelling, not the contents of your unit, so it's important to consider purchasing this type of insurance to protect against personal property losses and liability.

  Link: Condo Insurance

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  Motorcycle Insurance

  Motorcycle insurance provides financial protection against physical damage and/or bodily injury resulting from traffic collisions and against liability that could also arise from the actions of the motorcycle driver. Motorcycle insurance may also offer financial protection against theft of the motorcycle and damage sustained from things other than traffic collisions.

  Link: Motorcycle Insurance

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  Pet Insurance

  A coverage that assists in paying for a pet's veterinary treatment is known as pet insurance. Pet owners pay a monthly or yearly payment, and the insurance provider reimburses them for certain medical costs, such as prescription drugs, surgeries, and preventative treatment. It helps pet owners prioritize their dogs' health by lessening the financial strain of unforeseen veterinary expenditures.​

  Link: Pet Insurance

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  Umbrella Insurance

  Umbrella insurance refers to liability insurance that is in excess of specified other policies and also potentially primary insurance for losses not covered by the other policies. When an insured is liable to someone, the insured's primary insurance policies pay up to their limits and any additional amount is paid by the umbrella policy up to the limit of the umbrella policy.

  Link: Umbrella Insurance

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  Flood Insurance

  Flood insurance is the specific insurance coverage against property loss from flooding. To determine risk factors for specific properties, insurers will often refer to topographical maps that denote lowlands, floodplains and floodways that are susceptible to flooding.

  Link: Flood Insurance

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  Boat Insurance

  Boat insurance protects a boat, its owner, and passengers in the event of a loss. Boat insurance can include all motorized water vehicles including, but not limited to, fishing boats, pontoon boats, yachts, and jet skis.

  Link: Boat Insurance

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  ATV Insurance

  All Terrain Vehicle insurance provides financial protection against physical damage and/or bodily injury resulting from collisions and against liability that could also arise from the use or storage of your ATV. We provide insurance for a number of vehicles that fall under the category all terrain vehicles.

  Link: ATV Insurance

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  Life Insurance

  Life insurance pays out a sum of money either on the death of the insured person or after a set period of time.

  Link: Life Insurance

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  Business Owner's Package (BOP) Insurance

  A business owner policy packages all required coverage a business owner would need. Often, BOPs will include business interruption insurance, property insurance, vehicle coverage, liability insurance, and crime insurance . Based on your company’s specific needs, you can alter what is included in a BOP. Typically, a business owner will save money by choosing a BOP because the bundle of services often costs less than the total cost of all the individual coverage’s.

  Link: Business Owner's Package (BOP) Insurance

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  Workers Compensation Insurance

  Workers' compensation is a form of insurance providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee's right to sue his or her employer for the tort of negligence.

  Link: Workers Compensation Insurance

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  Dwelling Fire Insurance

  Dwelling Fire Insurance is for vacation homes or other properties you may own but do not use as a primary residence. Other examples include properties such as cottages, cabins, and rental investments. DP-1: Basic Form Also called peril policy, this plan covers fire, lightning, and internal explosions. Settlements are based on actual cash value (ACV). DP-2: Broad Form This policy covers more perils than a basic policy. Claims are typically settled on replacement cost, no depreciation. DP-3: Special Form This plan covers all type of losses except the listed exclusions. Claims are typically settled on replacement cost, no depreciation.

  Link: Dwelling Fire Insurance

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  General Liability Insurance

  General liability insurance, also known as commercial general liability (CGL), is a type of insurance that protects businesses from claims of bodily injury, property damage, and personal and advertising injury. It's designed to cover a wide range of potential risks that businesses face in their day-to-day operations.

  Link: General Liability Insurance

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  Commercial Property Insurance

  Commercial property insurance is a type of insurance that protects your business's physical assets from unexpected events like fires, storms, theft, and vandalism. It covers the building itself, as well as the contents inside, such as furniture, equipment, and inventory.

  Link: Commercial Property Insurance

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  Business Auto Insurance

  Business auto insurance is a type of insurance that protects businesses that use vehicles for work purposes. It covers a variety of risks associated with operating vehicles, such as accidents, property damage, and injuries.

  Link: Business Auto Insurance

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  Inland Marine Insurance

  Inland marine insurance is a type of property insurance that covers property that moves or is transportable, or is instrumental in transportation or communication.

  Link: Inland Marine Insurance

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  Garage Dealers Insurance

  Garage dealers insurance, also known as garage insurance, is a specialized type of insurance designed to protect businesses that repair, store, or sell vehicles. It provides coverage for a variety of risks that are unique to the automotive industry.  

  Link: Garage Dealers Insurance